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The Role of Big Data in Shaping Auto Insurance Trends
There’s so much data floating around in the world today. We can use our cars or our smartphones, and in doing so, we create a digital footprint. Because of this massive collection of big data, industries are changing, and that includes the auto insurance industry. Insurance companies can harness big data to get even more…
Read MoreThe Latest Strategies for Comprehensive Device Insurance Coverage
Smartphones and other devices have become a necessity in recent years. In fact, the US smartphone penetration rate has reached around 90% in 2023. This increased reliance on gadgets shows the need for insurance. Fortunately, insurers have created comprehensive device insurance policies covering various damages. Read on to understand the available options and strategies to…
Read MoreExploring Specialized Options in Auto Insurance
Standard auto insurance provides a sense of security for the majority of drivers when driving. But what if your car doesn’t quite fit the usual expectations? Whether you’re rolling down the streets in a vintage beauty, sharing the ride expenses with a buddy, or taking on rugged terrain in a sturdy vehicle, regular insurance might not cover…
Read MoreAdapting Auto Insurance to New Risks: What You Should Be Aware Of
With the rise of self-driving cars and ridesharing, the automotive landscape is experiencing a great shift. This change, while exciting, brings new risks for consumers. Traditional auto insurance may not offer enough coverage for these challenges. Here’s a look at the new risks and the efforts taken by auto insurance providers. Limitations of Current Auto…
Read MoreThe Impact of Electric Vehicles on Auto Insurance
The world is taking a greener turn, and consumers are looking for sustainable options. At the forefront of this revolution are electric vehicles (EVs). With EV market sales having a 30% year-on-year increase, it’s vital to understand how it impacts auto insurance. Read on to learn how electric vehicles are reshaping the insurance landscape. Electric vs. Gas-Powered…
Read MoreNavigating Device Insurance: What You Need to Know Now
Our electronic devices are involved in almost every aspect of our daily lives, and most of our important data now lives in them. From personal information to work documents and more, it’s no wonder that the electronic device market is expected to grow at a rate of 3.35% between 2024 and 2028. Because our devices now carry…
Read MoreDoes Home Insurance Cover Work From Home?
The practice of working from home has evolved beyond a mere trend; it now embodies a lifestyle for numerous professionals. As of 2023, 12.7% of full-time employees work from home, and it is anticipated that by 2025, 32.6 million Americans will opt for it. These stats highlight a notable shift in the way people choose to work.…
Read MoreWhat Are the Ways to Lower Homeowners Insurance Costs?
Homeowners insurance provides financial security and peace of mind during unforeseen circumstances. While insurance is essential, it’s also important to account for homeowners insurance costs. These have risen year-on-year, with an 11% rise from 2021 to 2022. Since these expenses may increase further in 2024, it’s vital to know how to reduce them. Here’s an overview of…
Read MoreIs a Power Outage Covered by Home Insurance?
Home insurance is essential for protecting your home and providing financial security during unexpected circumstances. While it typically covers property and liability, you may be wondering about its coverage for power outages. The answer, as with many things in insurance, is not a simple yes or no. Read on to understand the intricacies of power…
Read MoreHow AI is Transforming Nevada’s Insurance Industry
Statistics show that the global AI market is growing at a rapid pace, changing processes across several industries. The insurance industry is no exception, with many agencies using AI to improve customer experiences and operational processes. Whether you’re a policyholder or someone shopping for insurance, understanding the role of artificial intelligence can help you make…
Read MoreHow to Navigate Workers Compensation Compliance in Nevada
Workers’ compensation is an integral aspect of workplace safety and employee benefits. In Nevada, employers are required to comply with specific regulations to help injured employees receive the necessary medical care and support. Understanding these regulations is necessary for both employers and employees to receive fair and timely compensation. What Is Workers’ Compensation? Workers’ compensation…
Read MoreHow to Prevent Water Damage to Your Home
Water damage can be a homeowner’s worst nightmare. Whether it’s a leaky roof, a burst pipe, or a flood, water has the potential to cause significant damage to your home and belongings. Preventing water damage helps maintain the integrity of your home, and one of the most effective ways to protect your investment is through…
Read MoreHow Business Liability Insurance Protects Your Arizona Business
Proper business liability insurance is critical for protecting your company from significant financial risks associated with legal claims. In Arizona, business liability insurance provides coverage for both bodily injury/property damage and personal/advertising injury claims. Here’s how it can safeguard your business: Understanding Business Liability Insurance Running a business involves risks, and accidents or errors can…
Read MoreCyber Insurance: Protecting Your Business against Digital Threats
Today, businesses of all sizes rely heavily on technology. While technology has brought numerous benefits, it has also introduced new risks. Cyberattacks, data breaches, and other digital threats pose a significant challenge to businesses. To protect your business from these risks, cyber insurance is becoming increasingly important. What Is Cyber Insurance? Cyber insurance is a…
Read MoreTop Five Benefits of Having Commercial Vehicle Insurance for Nevada Businesses
Insurance is essential for protecting your business. If an accident or damage occurs, it shields you from significant out-of-pocket expenses. For businesses in Nevada, whether you use vehicles to transport products or for client meetings, commercial vehicle insurance is crucial. Here are the top five benefits of having it: 1. Third-Party Protection Even with the…
Read MoreCollaborate with Insurers to Influence EMOD Calculations
For businesses that rely on workers’ compensation insurance, the Experience Modification Rate (EMOD) holds significant weight. It directly impacts your premium, acting like a report card for your workplace safety record and claims history. A lower EMOD means significant cost savings, while a higher one means you’ll have to pay more for insurance. What Is…
Read MoreHow Safety Training Cuts Workplace Accidents & Insurance Costs
Workplace safety is an important aspect of any business, directly impacting productivity, employee morale, and accidents. But beyond the immediate human and ethical concerns, workplace safety also plays a major role in influencing insurance costs. Here’s a look at how safety training can be a strategic move leading to significant cost savings. The Link Between…
Read MoreUnderstanding Homeowners Insurance in Nevada: What You Need to Know
Comprehensive Coverage with Cell Brokerage At Cell Brokerage, we prioritize protecting your home and personal property. As a reputable insurance provider in Nevada, we offer comprehensive homeowners insurance policies tailored to meet the unique needs of Nevada residents. Our commitment to affordable insurance rates and exceptional customer care services makes us a trusted choice for…
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