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How Often Should I Update My Business Insurance Coverage?

By Cell Brokerage | November 15, 2022

Business insurance coverage should change as your business evolves. No matter if your company is moving to a new location, experiencing a burst of growth, or any significant change, you should evaluate your insurance coverage. As needs change, so do the risks. Make a plan to review your business insurance policy at least once a year and every time there’s a significant change. Taking a proactive approach like this can help ensure you have the coverage you need to protect your company in the event of a disaster.

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Why You Should Use An Insurance Broker

By Cell Brokerage | November 1, 2022

A significant challenge when shopping for business insurance is making sense of various coverage options and products. Knowing precisely what will be best for your situation can be overwhelming. Working with an experienced and qualified insurance broker can reduce the confusion and help you make the right policy choice.

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I Started My Own Business. What Insurance Do I Need?

By Cell Brokerage | October 18, 2022

Congratulations on starting your business! Whether in the professional services or consulting industries, retail, manufacturing, or construction, companies need business insurance. And having the right coverage can help protect you from expensive damage and lawsuits. As a business owner, you have plenty of options.

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Protecting Your Business from Insurance Scams

By Cell Brokerage | October 1, 2022

No matter the size, businesses must be prepared for illegal and frivolous insurance claims from scammers. And it can be hard to identify who may be running an insurance scam, hoping to get some of your hard-earned money or disrupt your business. The person may be an everyday contractor, the friendly voice on the phone, or the sender of an email in your inbox. In disguise, the person is a scammer, hacker, or fraudster.

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Incorporating Insurance Into Your Risk Management Strategy

By Cell Brokerage | September 15, 2022

Risk management is a broad topic that involves taking steps to minimize and control the threats businesses face. Learn how to identify your risks and what you can do for prevention.

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Do I Need Business Interruption Insurance?

By Cell Brokerage | September 1, 2022

Wondering if business interruption insurance is right for you? Find out the coverage benefits to help keep your company running after a major disaster

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For Rent Sign - renters insurance is worth it

Is Renters Insurance Necessary?

By Cell Brokerage | August 4, 2022

A renters insurance policy is meant to cover unexpected events like theft or fire. Whether you lease a home or an apartment, it’s a good idea to have a renters insurance policy to protect your valuables and belongings. But you may be asking, is renters insurance worth it? The short (and long answer) is yes.

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Pumping gas into a car reminds us of high fuel prices and the need for tips to same on gas

10 Tips to Save on Gas as Fuel Prices Increase

By Cell Brokerage | July 1, 2022

Are you frustrated at the pump with fuel prices? Is the current cost to fill up your vehicle hurting your wallet? If so, saving money on gas is probably a high priority for you in 2022. As auto insurance writers, we know a few things about saving money. Here are some surprising tips on how to save money without shopping around.

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Jackware Cyberattacks Explained

By Cell Brokerage | June 1, 2022

Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it).

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How to Pick the Right Commercial Insurance for Your Industry

By Cell Brokerage | November 15, 2024

Whether you run a small retail shop or a large enterprise, commercial insurance can protect you from unforeseen risks and liabilities. With many options available, choosing the right policy can feel overwhelming. Here’s an overview of the key factors to consider when selecting the best commercial insurance for your business. Common Types of Commercial Insurance…

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Top Risk Management Strategies for Small Businesses

By Cell Brokerage | November 1, 2024

Running a small business is an exciting but demanding journey. As an owner, you have the freedom to create your own growth plans and strategies, but with this freedom come multiple responsibilities and risks. Understanding and managing them will be the key to your small business’s long-term success. Common Business Risks for Small Businesses Small…

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How AI is Transforming Nevada’s Insurance Industry

By Cell Brokerage | October 15, 2024

Statistics show that the global AI market is growing at a rapid pace, changing processes across several industries. The insurance industry is no exception, with many agencies using AI to improve customer experiences and operational processes. Whether you’re a policyholder or someone shopping for insurance, understanding the role of artificial intelligence can help you make…

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How to Navigate Workers Compensation Compliance in Nevada

By Cell Brokerage | October 1, 2024

Workers’ compensation is an integral aspect of workplace safety and employee benefits. In Nevada, employers are required to comply with specific regulations to help injured employees receive the necessary medical care and support. Understanding these regulations is necessary for both employers and employees to receive fair and timely compensation. What Is Workers’ Compensation? Workers’ compensation…

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How to Prevent Water Damage to Your Home

By Cell Brokerage | September 16, 2024

Water damage can be a homeowner’s worst nightmare. Whether it’s a leaky roof, a burst pipe, or a flood, water has the potential to cause significant damage to your home and belongings. Preventing water damage helps maintain the integrity of your home, and one of the most effective ways to protect your investment is through…

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How Business Liability Insurance Protects Your Arizona Business

By Cell Brokerage | September 5, 2024

Proper business liability insurance is critical for protecting your company from significant financial risks associated with legal claims. In Arizona, business liability insurance provides coverage for both bodily injury/property damage and personal/advertising injury claims. Here’s how it can safeguard your business: Understanding Business Liability Insurance Running a business involves risks, and accidents or errors can…

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Cyber Insurance: Protecting Your Business against Digital Threats

By Cell Brokerage | September 1, 2024

Today, businesses of all sizes rely heavily on technology. While technology has brought numerous benefits, it has also introduced new risks. Cyberattacks, data breaches, and other digital threats pose a significant challenge to businesses. To protect your business from these risks, cyber insurance is becoming increasingly important. What Is Cyber Insurance? Cyber insurance is a…

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Top Five Benefits of Having Commercial Vehicle Insurance for Nevada Businesses

By Cell Brokerage | August 29, 2024

Insurance is essential for protecting your business. If an accident or damage occurs, it shields you from significant out-of-pocket expenses. For businesses in Nevada, whether you use vehicles to transport products or for client meetings, commercial vehicle insurance is crucial. Here are the top five benefits of having it: 1. Third-Party Protection Even with the…

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Collaborate with Insurers to Influence EMOD Calculations

By Cell Brokerage | August 15, 2024

For businesses that rely on workers’ compensation insurance, the Experience Modification Rate (EMOD) holds significant weight. It directly impacts your premium, acting like a report card for your workplace safety record and claims history. A lower EMOD means significant cost savings, while a higher one means you’ll have to pay more for insurance. What Is…

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