CELL BROKERAGE
RISK MANAGEMENT GROUP
We are Cell Brokerage Risk Management Group. Since 2009, our client-centric group of brands has been disrupting what it means to manage risks. As an idea company, our culture thrives on innovation and an entrepreneurial spirit. Our ownership has built and invested in an abundance of highly successful companies.
Linking our ecosystem of cells relies on a connected network of collaborative support making us an organization companies want to partner with. We call our support structure, “resources for growth”.
If we look different, it is because we are different.
Insurance VERTICALS
COMMERCIAL. PERSONAL. DEVICES.
APIAR COMMERCIAL RISK MANAGEMENT
EXPERIENCE IN ACTION
At Apiar, we have a bias for action and accountability. With a local presence and a national footprint, we provide customized commercial risk management solutions. Our business segments give us the ability to offer proprietary insurance products and risk management services, making insurance work for you.
No matter your industry, our client-centric team of experts work in partnership with your business to provide protection options and risk reduction strategies designed specifically for your business.
Let us bring our blend of intellect and innovation to your business landscape.
GET INSURANCE PROS
OUR CLIENTS ARE PEOPLE, NOT POLICIES
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?
At Get Insurance Pros, our personal lines insurance professionals are not all things to all people. What does that mean?
- It means; we have insurance professionals who are industry experts in their fields of insurance.
- It means; that your unique insurance needs are paired with insurance professionals who understand you, your family and your business.
- It means; we have commercial insurance professionals specializing in workers’ compensation, retail, construction, contractors, hospitality, professional services, commercial vehicles, cyber, restaurants, small business and more.
- It means; we have insurance professionals whose expertise is protecting your home, auto and personal insurance.
We are local, we are independent, and we have the experts.
grip
WE MAKE INSURANCE PRODUCTS FOR THE MODERN WORLD
We are fixated on providing modernized, affordable insurance and limited warranty options within the enterprise, B2B space. Our devotion to purposeful expansion of our proprietary services and our suite of grip products to retailers, managed services, supply chain, and businesses around the country put us in a unique position to deliver high-value solutions to our partners.
No matter your industry, we have a solution for you. grip, our flagship product, is underwritten by an A rated insurance carrier.
We offer businesses and consumers a new and exciting way to insure the devices that drive our businesses and the businesses we serve.
CELL BROKERAGE
CENTER FOR LEARNING
Demystifying Experience Modification Factors (EMODs) for Business Owners
Experience modification factors (EMODs) can confuse business owners, particularly those new to workers’ compensation insurance. Keep reading to learn about EMODs, their purpose, calculation, impact on your business’s insurance premiums, and actionable steps to improve your rating. What Are EMODs and Why Are They Important? An EMOD is a numerical rating assigned to a business…
Tailored Insurance Solutions for Small Businesses
Exploring Custom Coverage Options Running a business is an exciting venture, but it also comes with inherent risks. From property damage to customer lawsuits, unforeseen events can disrupt your operations and financial stability. That’s where business insurance steps in, providing a safety net for these unexpected challenges. However, the one-size-fits-all approach often falls short for…
Proven Strategies for Improving EMOD Scores and Reducing Insurance Costs
In this post, we’ll explore effective strategies for improving EMOD (Experience Modification Rate) scores, which ultimately leads to reduced insurance costs. At Cell Brokerage, we’re committed to helping businesses optimize their EMOD scores and save on insurance expenses. Understanding EMOD Scores EMOD scores are used by insurance companies to adjust workers’ compensation premiums based on…
How to Protect Your Business from Natural Disasters
Natural disasters like hurricanes, floods, earthquakes, and wildfires can strike at any time, disrupting businesses and impacting operations, employees, and customers. While these events are unpredictable, you can take strategic steps to protect your business from their effects. Here are a few straightforward and practical ways to prepare your business for natural disasters, minimizing potential…
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Benefits of Customizable Insurance Solutions for Startups
Starting a new business is an exciting journey filled with challenges, risks, and responsibilities. For startups, managing risks effectively can mean the difference between success and failure. Insurance is one of the most important tools in risk management as it protects businesses from potential financial losses that could arise from unforeseen events. However, unlike established…
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How to Pick the Right Commercial Insurance for Your Industry
Whether you run a small retail shop or a large enterprise, commercial insurance can protect you from unforeseen risks and liabilities. With many options available, choosing the right policy can feel overwhelming. Here’s an overview of the key factors to consider when selecting the best commercial insurance for your business. Common Types of Commercial Insurance…
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Top Risk Management Strategies for Small Businesses
Running a small business is an exciting but demanding journey. As an owner, you have the freedom to create your own growth plans and strategies, but with this freedom come multiple responsibilities and risks. Understanding and managing them will be the key to your small business’s long-term success. Common Business Risks for Small Businesses Small…
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How AI is Transforming Nevada’s Insurance Industry
Statistics show that the global AI market is growing at a rapid pace, changing processes across several industries. The insurance industry is no exception, with many agencies using AI to improve customer experiences and operational processes. Whether you’re a policyholder or someone shopping for insurance, understanding the role of artificial intelligence can help you make…
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How to Navigate Workers Compensation Compliance in Nevada
Workers’ compensation is an integral aspect of workplace safety and employee benefits. In Nevada, employers are required to comply with specific regulations to help injured employees receive the necessary medical care and support. Understanding these regulations is necessary for both employers and employees to receive fair and timely compensation. What Is Workers’ Compensation? Workers’ compensation…
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How to Prevent Water Damage to Your Home
Water damage can be a homeowner’s worst nightmare. Whether it’s a leaky roof, a burst pipe, or a flood, water has the potential to cause significant damage to your home and belongings. Preventing water damage helps maintain the integrity of your home, and one of the most effective ways to protect your investment is through…
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How Business Liability Insurance Protects Your Arizona Business
Proper business liability insurance is critical for protecting your company from significant financial risks associated with legal claims. In Arizona, business liability insurance provides coverage for both bodily injury/property damage and personal/advertising injury claims. Here’s how it can safeguard your business: Understanding Business Liability Insurance Running a business involves risks, and accidents or errors can…
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Cyber Insurance: Protecting Your Business against Digital Threats
Today, businesses of all sizes rely heavily on technology. While technology has brought numerous benefits, it has also introduced new risks. Cyberattacks, data breaches, and other digital threats pose a significant challenge to businesses. To protect your business from these risks, cyber insurance is becoming increasingly important. What Is Cyber Insurance? Cyber insurance is a…
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Top Five Benefits of Having Commercial Vehicle Insurance for Nevada Businesses
Insurance is essential for protecting your business. If an accident or damage occurs, it shields you from significant out-of-pocket expenses. For businesses in Nevada, whether you use vehicles to transport products or for client meetings, commercial vehicle insurance is crucial. Here are the top five benefits of having it: 1. Third-Party Protection Even with the…
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